Wednesday, November 30, 2016

Nov 2016 Portfolio

This month we witnessed USA votes and how the market quickly recovers from the downtrend which it is suffering before the US election. And on the actual US Election Day, how it went down hard again with DOW futures at a low of -700. What a roller coaster ride. This last time we see this kind of movement was in 24 Jun when Britain votes for BREXIT. This year 2016 really have a couple of major events happening.

Starhub also made a huge 900k share buyback which may mean that the company find the price too low for its valuation. I also take advantage of this and add some more Starhub into my portfolio :)

STI vs my portfolio

My portfolio is still hovering in the negative region :( but good news is that I beat STI at least a consolation prize :)

PeriodSTIMy Portfolio (Realised)Verdict
Jan 2016-20.78%-15.15% I win
Feb 2016-18.98%-12.11% I win
Mar 2016-13%-8.28% I win
Apr 2016-13.55%-6.50% I win
May 2016-14.46%-6.27% I win
Jun 2016-12.95%-5.18% I win
Jul 2016-13.25%-4.07% I win
Aug 2016-13.86%-4.27% I win
Sep 2016-12.35%-4.17% I win
Oct 2016-14.89%-5.12% I win
Nov 2016-15.31%-5.50% I win

Total 23 stocks in portfolio



This month got some decent dividends from 5 companies



Checkout my Dividend history

Dividend Stock Tracker
I keep track of good SGX dividend stocks such as 10 years consistent SGX dividend stocks, REITs, Business Trusts, etc with real time information update. Checkout the link below:
Checkout my Dividend Tracker

Monday, November 21, 2016

How I lose 3 kg in 1 week!

Last week, I went for my regular medical checkout and was asked to take my weight. I was quite shocked to see that I am 88kg. Well, I used to be hovering around 84kg to 85kg with my regular meal and once per week 3km jogging routine. Well, not so regular about the recent weight gain. I was guilty of having the delicious double roast pork rice 2 times per week. And that is the reason for my weight gain. By the way, I am not overly obese because I am standing at 1.84m so with 88kg I am just slightly over 26 BMI ;) but its still not in my best shape.

And so I decided to trim down to my 'normal' weight again which is around 85kg. After jogging weekly for about 2 years already, I found that jogging alone is very difficult to lose weight as I still eat like a pig. Meaning I eat whatever i want or desire from the juicy roast pork, OMG KFC fried chicken, yummy mutton bryani, etc. For the past 2 years I managed to keep my weight stable with just once per week jogging. But with my sudden shootup from 84kg to 88kg, just relying on my regular once per week jogging is not enough.

I have measured before, running for a siong siong 3km can only burn 300 kcal. This can be easily achieved by going for lower calories and more effective! Assuming each daily we burned 2000 kcal performing our usual daily routines, we just need a 1500 kcal or lesser to get the weight loss we wanted. But this doesnt mean that it is bye bye forever to our favourite food. We can still take it once a while :) eg if you are going for company dinner or buffet just wack and forget your diet for a while and play the catchup game later :)

Being a food lover, some drastic change in my diet is required!

So for last week, I switched to these low calories options. Not sure which one of them is the most effective so I will just list them out:
1. Kopi O Kosong (Black coffee with no sugar)
I call this an upgrade from my early kopi to my past years kopi o and now behold my bitter kopi o kosong. I always laughed at my friends that life is already bitter and we are adding more bitterness into our everyday life.

2. Soup Yong Tau Foo with no noodles for lunch
Going from dry to soup based can easily cut down by 100 kcal and not taking noodle or rice is down by another 200 kcal. This I can do during lunch time when I buy my food but it will be difficult during dinner as I usually eat at home and not nice if I refused to eat the food that was laid on the dinning table. Yes, I can take Soup Yong Tau Foo without noodles everyday for all the weekdays and not feel tired or sian of it!

3. Apple cider vinegar
1 teaspoon of apple cider vinegar mixed with water before dinner can help in weight loss. But some people may not like the strong smell and taste. I have no problem drinking vinegar because I love to put lots of it when eating my lor mee :)

4. 10 min walk from MRT station to Home
This added activity can reduce 50 kcal . At least it helps in burning some fats.

This is just a before and image image of my typical diet for last week. It seems to be working and very effective too as I can lose 3kg in 1 week! When I first started I thought it will take my 1 month to do it. So far so good, I will be continuing to follow this diet till I hit 75kg and below. This is my army days' weight, the fittest time in my life :)

Breakfast
BeforeCaloriesAfterCalories
1 slice of bread79 kcalNo change79 kcal

Lunch
BeforeCaloriesAfterCalories
Kopi O (Coffee black with sugar)66 kcalKopi O Kosong5 kcal
Economy rice with 2 meat 1 veg / roast meat rice430 kcal to 636 kcalSoup Yong Tau Foo without noodle296 kcal

Dinner
BeforeCaloriesAfterCalories
Home cooked 1 veg, 1 meat/fish, 1 soup300 kcalNo change0 kcal
Home cooked brown rice (small scoop)111 kcalHome cooked basamati rice150 kcal
NA0 kcalApple Cider Vinegar22 kcal

Just some motivations that will make me stick to my plan:
MotivationRemarks
Health benefitsBeing slimmer, of course, have its health benefits, you can stay away from deadly health issues such as diabettes, high blood pressure, etc. I also have high cholestrol and this will help control it
Looking goodIts very easy to know that you gained weight, your clothes will be tighter. For me, I feel that when I sit down, I can feel the fats on my stomach pressing against my chest haha scary right?

Now, my face also look chiselled with less fat. Wow! cant wait to see myself when I am 75kg again :) Thats another 10kg to shed!

Tuesday, November 8, 2016

Oct 2016 Trading

As you can see, I was struggling to remain consistently profitable but was having some difficulty in the past few months. Oct 2016 was the month which I feel that I have understand the 'trick' in trading. Hopefully I am able to maintain my results in the future months. Good thing for Nov 2016, I started out with a big win and hope I can stay positive for the month.

Please stay with me and see if I can make Nov a great month too :)

Period$ Profit/Loss% profit/lossCapitalVerdict
Oct 2016$956.769.56%$10,000







Monday, October 31, 2016

Oct 2016 Portfolio

Well, we survived the month of Oct which is usually infamous for many of its stock market crashes in the past such as The Wall Street Crash of 1929, also known as Black Tuesday (October 29), the Great Crash, or the Stock Market Crash of 1929, on October 24, 1929 ("Black Thursday").

This month is rather quiet with low instream of dividends. But managed to get my monies back for SMRT which was privatised by Temasek Holding. The majority of the fund will go back into my warchest to be deployed later into other assets.

STI vs my portfolio

My portfolio is still hovering in the negative region :( but good news is that I beat STI at least a consolation prize :)

PeriodSTIMy Portfolio (Realised)Verdict
Jan 2016-20.78%-15.15% I win
Feb 2016-18.98%-12.11% I win
Mar 2016-13%-8.28% I win
Apr 2016-13.55%-6.50% I win
May 2016-14.46%-6.27% I win
Jun 2016-12.95%-5.18% I win
Jul 2016-13.25%-4.07% I win
Aug 2016-13.86%-4.27% I win
Sep 2016-12.35%-4.17% I win
Oct 2016-14.89%-5.12% I win

Total 23 stocks in portfolio



This month is got a big chunk of dividends from my one and only Global Investment :)



Checkout my Dividend history

Dividend Stock Tracker
I keep track of good SGX dividend stocks such as 10 years consistent SGX dividend stocks, REITs, Business Trusts, etc with real time information update. Checkout the link below:
Checkout my Dividend Tracker

Tuesday, October 11, 2016

Certainty of death, Small Chance of Success, What are we waiting for?




I especially like LOTR and there was this part where the gang are going to setup a rather odd fellowship of ring comprising of a human, a elf, a dwarf and 2 hobbits. It was when Gimli the dwarf said this 'Certainty of death, Small Chance of Success, What are we waiting for?'. Kinda of funny though, I would think. Also kinda sink in deeply into me as after a few years after the movie was shown, I still remember this dialogue :)

Well, I think its pretty practical in our real life too. Just like in the movie, we only live once and during our lifetime is there something you are dying to do and it is within your means ie your health, time permits and expense that you can do it?

Then do not take too long to fulfil your dreams or wishes. Remember we only live once. Do not waste your youth away, and by the way, it will not come back.

As for me, I am quite a simple person, I have no craving for branded goods or do not blindly chase after fabs or fashion or the 'in' thing. I am ok to own a XiaoMi handphone and I must say it is performing very well. At least it doesnt cost a bomb and doesnt explode in your pocket :) I also stay in a HDB flat, got a family car to travel to different places to eat. Every year get to travel around the world for a holiday. Opps not forgetting that I have a stable job and doing ok in my career. But nothing fantastic baby came out of it :) But still got to be thankful for that.

Come to think of it, I have actually done most of the things that I wanted in life.

Since young, I am very interested in investing and growing my wealth. I have since setup a retirement portfolio step by step. Hopefully I can live long enough to enjoy the fruits of my labour. If not, my spouse and children would be very happy when I am not around :)

The latest 'want' or what I hope to achieve is for myself to be a sexy trader, owing a flashy sportcar and stay in big terrace haha Kidding.. but such dreams do keep me going in my trading journey. I keep imagining or having that illusion that someday I will be like those superstar trader on the youtube.

Yes, I am still at it after failing a few times but I have not given up yet. I am still progressing and the equity curve does look better nowadays, I feel that I have seen through the 'trick' and I hope I can maintain it and be a consistently profitable trader every month. I am in the realising stage and hope to grow along the way.

I will give a separate update on my trading journey and I do have some things or experience to say about it.

So its the same for everybody, a certainty of death so what are you going to do when you are still alive and breathing? What are you waiting for? Remember we only live once ;)

Saturday, October 1, 2016

Sep 2016 Portfolio

The Friday before the fateful Sep 11 anniversary, Dow Jones made a surprised downturn of almost -400+ cut of its index. This has caused the global markets to react to it. It could be a change in market trend which we will see market fall further in the coming months as we near the year end.

I finally managed to get some SingPost after aiming for it for sometime. Should be quite a good addition into my portfolio and collect dividends.

STI vs my portfolio


My portfolio is still hovering in the negative region :( but good news is that I beat STI at least a consolation prize :)

PeriodSTIMy Portfolio (Realised)Verdict
Jan 2016-20.78%-15.15% I win
Feb 2016-18.98%-12.11% I win
Mar 2016-13%-8.28% I win
Apr 2016-13.55%-6.50% I win
May 2016-14.46%-6.27% I win
Jun 2016-12.95%-5.18% I win
Jul 2016-13.25%-4.07% I win
Aug 2016-13.86%-4.27% I win
Sep 2016-12.35%-4.17% I win

Total 23 stocks in portfolio



This month I got some dividends from my portfolio.



Checkout my Dividend history

Dividend Stock Tracker
I keep track of good SGX dividend stocks such as 10 years consistent SGX dividend stocks, REITs, Business Trusts, etc with real time information update. Checkout the link below:
Checkout my Dividend Tracker